Frequently asked questions about Software Development Kits (SDKs)
This article compiles and answers the most common questions lenders and credit providers ask about SDKs, with a focus on real-world lending workflows such as borrower onboarding, KYC, credit scoring, disbursement, and repayment collection.
Top 5 loan recovery providers in Nigeria
Loan recovery can make or break a lending business, especially in Nigeria’s fast-paced credit market. With rising default rates and increasing regulatory pressure, choosing the right recovery partner is now a strategic necessity. In this article, we spotlight five of the most reliable loan recovery providers in Nigeria and what makes them stand out.
Frequently asked questions about open banking in Africa
This FAQ is written for people who are trying to make sense of how open banking affects real operations.
Why lenders check credit reports and what they really look for
Credit reports sit quietly in the background of lending, yet they influence almost every decision a lender makes.
Why many finance execs turn to entrepreneurship after retirement
Retirement looks different these days. For people in their late 50s and 60s, stepping away from a corporate role doesn't automatically mean leisure and grandkids.
Why micro lending management software is critical for community lenders
Community lenders are the people and organisations that keep money moving in places where banks either have little presence or do not reach at all.
A cultural view of loan defaults in Malawi
Executive Summary Between 2019 and 2024, Malawi has seen both a rapid expansion in personal lending and a growing struggle with defaults. While commercial banks, microfinance institutions (MFIs), savings and credit cooperatives (SACCOs), village savings and loan associations (VSLAs), and new digital lenders have opened up access to credit, many Malawians still find it difficult […]
How to stay compliant with local lending regulations
Let’s get you compliance-ready, so your market move is deliberate and defensible.
What Chamas and SACCOs can teach lenders about group lending
Group finance has a reach that many fintechs still underestimate. In Kenya, SACCOs that operate under regulation reported 6.84 million members in 2023, a number that shows how much formal group lending has grown. Beyond that, informal savings groups called chamas are even more widespread. Estimates suggest there are around 300,000 active chamas, each managing […]
Why African lenders need different risk models than Western lenders
To make lending sustainable and fair, African lenders need models that recognize these realities instead of trying to fit them into assumptions that belong elsewhere.
How to finance your first car as an immigrant in Canada
Whether you’re planning to buy outright, take out a loan, or go through a dealership, there are a few things every new immigrant in Canada should know before they sign anything or hand over a single dollar.
